PRIVACY POLICY
LAST UPDATED: 18 AUGUST 2021
WELCOME TO NIALLFERGUSON.COM
This Privacy Policy describes Niall Ferguson’s (“We” or “Us”) website policies and procedures regarding the collection, use, and disclosure of Personal Information we receive from users (“You”) of www.niallferguson.com (the “Site”). This Privacy Policy applies only to information that you provide to us or provide us with access to through this Site. This Privacy Policy may be updated from time to time. We will notify you of any material changes by posting the new Privacy Policy on the Site. You are advised to consult this policy regularly for any changes.
As used in this policy, the terms “using” and “processing” information include using cookies on a computer, subjecting the information to statistical or other analysis, and using or handling information in any way, including, but not limited to: collecting, storing, evaluating, modifying, deleting, using, combining, disclosing and transferring information within our organization or among our affiliates within the United States or internationally.
INFORMATION COLLECTION AND USE
Our primary goals in collecting information are to provide and improve our Site, services, features, and content, to administer your membership (together, our “Services”) and to enable users to enjoy and easily navigate the Site.
INFORMATION YOU PROVIDE
When you register with us through the Site, we may ask you for information that can be used to contact or identify you (“Personal Information”). Personal Information includes, but is not limited to, your name and email address.
We also collect the other information that you provide as part of registration and the administration of your Account (including, but not limited to, zip code (on its own) and individual preferences) (“Non-Identifying Information”).
Certain Non-Identifying Information may be considered part of your Personal Information if it is combined with other identifiers (for example, combining your zip code with your street address) in a way that enables you to be identified. But the same pieces of information are considered Non-Identifying Information when they are taken alone, or combined only with other non-identifying information (for example, your preferences).
Unless we specifically request or invite it, we ask that you not send or otherwise disclose to us your racial or ethnic origin, political opinions, religion or other beliefs, health, criminal background, or trade union membership. In those cases where we may request or invite you to provide the foregoing information, we will only do so with your express consent, in accordance with applicable data protection law requirements. Where you provide us with such information without request from us, we reserve the right (but do not have any obligation) to erase any such information at our discretion.
LOG DATA
When you visit the Site, our servers automatically record information that your browser sends whenever you visit a website (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, pages of our Site that you visit, the time spent on those pages, information you search for on our Site, access times and dates, and other statistics. We use this information to monitor and analyze use of the Site and our Services and for the Site’s technical administration, to increase our Site’s functionality and user-friendliness, and to better tailor it to our visitors’ needs. We also use this information to verify that visitors to the Site meet the criteria required to process their requests. We do not treat Log Data as Personal Information or use it in association with other Personal Information, though we may aggregate, analyze and evaluate such information for the same purposes as stated above regarding other Non-Identifying Information.
COOKIES
Like many websites, we use “cookies” to collect information. A cookie is a small data file that we transfer to your computer’s hard disk for record-keeping purposes. We use cookies for two purposes. First, we utilize persistent cookies to save your login information for future logins to the Site. Second, we utilize session ID cookies to enable certain features of the Site, to better understand how you interact with the Site, and to monitor aggregate usage by Members and web traffic routing on the Site. Unlike persistent cookies, session cookies are deleted from your computer when you log off from the Site and then close your browser. You can instruct your browser, by changing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. If you do not accept cookies, however, you may not be able to use all portions of the Site or all functionality of our Services.
HOW WE USE PERSONAL INFORMATION
We may combine your Personal Information with Non-Identifying Information and aggregate it with information collected from other Members to attempt to provide you with a better experience, to improve the quality and value of our Services, and to analyze and understand how our Site and Services are used. We may also use the combined information without aggregating it to serve you specifically, for instance to deliver a product to you according to your preferences or restrictions.
FEEDBACK AND TESTIMONIALS
We may post customer testimonials and feedback on the Site which may contain Personal Information. We will obtain a Member’s consent via email prior to posting the testimonial or feedback in conjunction with such Member’s Personal Information.
INFORMATION SHARING AND DISCLOSURE
Please note that niallferguson.com does not sell, rent, or trade Personal Information with third parties for such third parties’ promotional or marketing purposes.
INFORMATION SHARING AND DISCLOSURE
Please note that niallferguson.com does not sell, rent, or trade Personal Information with third parties for such third parties’ promotional or marketing purposes.
AGGREGATE INFORMATION AND NON-IDENTIFYING INFORMATION
We may share aggregated information that does not include Personal Information and we may otherwise disclose Non-Identifying Information and Log Data with third parties for enhancement of features of our Services, industry analysis, demographic profiling and other purposes. Any aggregated information shared in these contexts will not contain your Personal Information.
SERVICE PROVIDERS
We may employ third party companies and individuals to facilitate our Service, to provide our Services on our behalf, to perform Site-related Services (e.g., without limitation, maintenance services, database management, web analytics, and improvement of the Site’s features) or to assist us in analyzing how our Site and Service are used. These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
COMPLIANCE WITH LAWS AND LAW ENFORCEMENT
Niallferguson.com cooperates with government and law enforcement officials and private parties to enforce and comply with the law. We will disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process (including, but not limited to, subpoenas), to protect the property and rights of Niallferguson.com or a third party, to protect the safety of the public or any person, or to prevent or stop activity we may consider to be, or to pose a risk of being, illegal, unethical, or legally actionable.
YOUR DATA RIGHTS AND CHOICES
All Members may review, update, correct, or delete the Personal Information in their Account by contacting us or by making edits via the “profile” section of the Site. If you completely delete all such information, then your Account may become deactivated.
We will retain your information, including Personal Information, for as long as your Account is active or as needed to provide you with our Services. If you would like us to delete your record in our system, please contact us with a request that we delete your Personal Information from our database. We will use commercially reasonable efforts to honor your request. We may retain an archived copy of your records as required by law or for legitimate business purposes.
If you are within the European Union, you have the following rights:
You have the right to request from us access to your Personal Information, and the rectification of any inaccurate Personal Information concerning you.
You have the right to request that we not subject your Personal Information to automated processing.
You have the right to obtain from us the erasure or the restriction of processing of your Personal Information in certain circumstances, including when the data are no longer necessary in relation to the purposes for which they were collected or otherwise processed, except when we are required by law to maintain or otherwise process your Personal Information, for the establishment, exercise, or defense of legal claims, or for the protection of the rights of another person.
You may exercise these rights by contacting us using the contact information provided below.
If you are within the European Union, you also have the right to lodge a complaint with a supervisory authority, in particular in the EU Member State of your habitual residence, place of work, or place of an alleged infringement of the applicable data protection law. However, we encourage you to contact us first and we will try to resolve your concerns.
If you would like to submit a data access, correction, restriction, or deletion request, you can do so by contacting us and we will process such request with respect to any Personal Information that we are able to link to you individually based on the information that you can provide to us. These rights and options that you have with respect to Personal Information are subject to limitations and exceptions under applicable law.
SECURITY
Niallferguson.com is very concerned with safeguarding your information. We will take reasonable steps to protect the information collected and provided via the Site from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure.
We will make any legally required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted, electronically stored “personal data” (as defined in applicable state statutes on security breach notification) to you via email or conspicuous posting on this Site in the most expedient time possible and without unreasonable delay, insofar as consistent with (i) the legitimate needs of law enforcement or (ii) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system.
LAWFUL BASIS FOR PROCESSING YOUR PERSONAL INFORMATION
The laws in some jurisdictions require us to tell you about the lawful grounds we rely on to collect, use, disclose, and otherwise process your Personal Information. To the extent those laws apply, our lawful bases for processing your Personal Information is in support of our legitimate interests, where those interests are not overridden by your fundamental rights and freedoms. This includes:
Providing a safe user experience on our Site;
Providing Services through the Site as described above;
Sending communications to you as described above;
Protecting users, our personnel, and our property;
Analyzing and improving our operations (e.g., optimizing the design and operation of our Site); and
Managing legal issues.
LINKS TO OTHER WEBSITES
Our Site may contain links to other websites and offers for third party products or services that may be complementary to your use of the Site. If you click on a third-party link, you will be directed to that third party’s website. The fact that we link to a website is not an endorsement, authorization, or representation of our affiliation with that third party, nor is it an endorsement of their privacy or information security policies or practices. We do not exercise control over third party websites. These other websites may place their own cookies or other files on your computer, collect data, or solicit Personal Information from you. Other sites follow different rules regarding the use or disclosure of the Personal Information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit.
OUR POLICY TOWARDS MINORS
This Site is not directed to individuals under 18. We do not knowingly collect Personal Information from children under 13. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us. If we become aware that a child under 13 has provided us with Personal Information, we will delete such information from our files.
“DO NOT TRACK” SIGNALS
Some web browsers may transmit “do-not-track” signals to the websites with which the user communicates. Because of differences in how web browsers incorporate and activate this feature, it is not always clear whether users intend for these signals to be transmitted, or whether they even are aware of them. Because there currently is no industry standard or legal requirement governing what, if anything, websites should do when they receive such signals, we currently do not take action in response to these signals.
RIGHT TO CHANGE PRIVACY POLICY
We reserve the right at any time to modify, alter, or update this Privacy Policy. Your use of the Site following any changes means that you agree to follow and be bound by the Privacy Policy as changed, subject to limitations under applicable law. Any change to this Privacy Policy shall be effective as to any user who has visited the Site before the change was made. Please review this policy periodically, and especially before you provide any Personal Information to us. The Privacy Policy was last updated on the date indicated above.
CONTACTING US
If you have any questions about this Privacy Policy, please contact us via the webform on this website.